Terms and Conditions

The following terms, conditions and privacy policy can be changed by Ann Babiarz and Associates, LLC (“company”) at any time or times and in our sole and absolute discretion, without further notice.

The terms, conditions and privacy policy also govern your use of the website: annbabiarz.com (“website”). When you access the website, you acknowledge that you accept the terms, conditions and privacy policy.

Each time you use the website you accept any changes made prior to such access. Consult the terms, conditions and privacy policy at each use of the website.

Use

You agree that you are at least 18 years old. Use by any person under this age is prohibited at any time. Any passwords given you are for your personal use only, are not to be distributed or given to any other, and are your sole and personal responsibility to maintain in a secure manner.

Contact information

You may reach us at ann@annbabiarz.com, (239)-331-4706, or 2024 Par Drive, Naples, FL 34120.

Content submitted to company or website

You warrant that you own any content you submit to the company or the website, and have the authority to provide this to us. You grant the company a perpetual, royalty-free worldwide license to use, modify or derive other works from materials, ideas, information and other content you provide.

You agree not to submit any content that is obscene or pornographic, encourages the commission of a crime, violates any US, state, or local laws, or is an infringement upon another’s intellectual property rights.

The company and the website reserve the right to remove content that is not in compliance with the foregoing or which is inappropriate, in the company’s sole and absolute discretion, without any notice to you. The company and website also reserve the right to cooperate with appropriate law enforcement or governmental officials investigating a crime or lawsuit, and you will hold the company and the website harmless from any consequences taken in connection with same.

Links contained on website

The website may have links to other sites contained on the Internet. We do not endorse any other site by virtue of providing a link, as these sites are not under the control of the company or website, and you agree that the company and website are not responsible for any of the content contained within sites to which links are provided.

Goods/products

This website and company do not sell products. Any purchases made through the website, from the company, or any pages contained under the domain name of the website are for services only.

Intellectual property

All the content on the website is protected by copyright, and as such, unless you receive specific written authorization by an authorized representative of the company, you may not license, sell, distribute, copy, transmit in electronic form, display for the public, republish, edit or adapt, or create derivative works from anything contained on the website.

Indemnification

If you violate any of the terms, conditions and privacy policy, or misuse the website, upon demand by the company, you will agree to indemnify and hold the company harmless, including company’s employees, contractors, officers and directors, from all claims, expenses and liabilities, including reasonable attorneys fees.

Disclaimer and Limitation

THE CONTENT, MATERIALS AND SERVICES AVAILABLE THROUGH THE COMPANY AND THE WEBSITE ARE PROVIDED “AS IS”. THE COMPANY AND WEBSITE SPECIFICALLY DISCLAIM WARRANTIES OF ANY KIND, INCLUDING EXPRESS OR IMPLIED, AND NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY AND WEBSITE DO NOT WARRANT THAT ANY CONTENT IS ACCURATE, RELIABLE OR CORRECT, THAT ANY ERRORS WILL BE CORRECTED, OR THAT CONTENT IS FREE OF OTHER HARMFUL COMPONENTS SUCH AS VIRUSES. USE OF THIS WEBSITE IS SOLELY AT YOUR OWN RISK.

NEITHER THE COMPANY, THE WEBSITE, NOR ANY OF ITS AGENTS, OFFICERS, DIRECTORS, EMPLOYEES OR CONTRACTORS, SHALL BE LIABLE FOR ANY DIRECT, CONSEQUENTIAL, OR PUNITIVE DAMAGES THAT MAY RESULT FROM THE USE OR INABILITY TO USE THE WEBSITE, WHETHER BASED IN CONTRACT, TORT, OR ANY OTHER BASIS.

Privacy policy

Miscellaneous

This is the entire agreement between you, and the company and website. If anything contained in these terms, conditions and privacy policy is held invalid or unenforceable by a court or agency of competent jurisdiction, the remaining provisions shall be in full force and effect.

This terms, conditions and privacy policy is governed by and construed under the laws of the state of Florida, without giving effect to the choice of law provisions of said state. To resolve any dispute arising under the terms, conditions and privacy policy, you consent to binding arbitration within the state of Florida, pursuant to said state’s laws.