The way to a successful journey into this next chapter of your life is to be the Captain of your retirement though Ann Babiarz and Associates’
A Wealth School — Retirement Voyage Program
As you transition into the next chapter of life called retirement, you dream of having a life where you look and feel your best, have freedom and flexibility to do what you want, be who you want, and engage in activities about which you are passionate. And your dream of having the financial wherewithal to accomplish that. It is not a chimera!
Instead, as you plan for retirement, you may wonder how you were buffaloed into believing in the possibility of freedom, flexibility, and increased passion in this next phase of life. It all sounds fantastic, but in your financial review, you are discovering that there may be a shortfall and you will likely be left without resources when you most need them. In short, you simply don’t have the illusive number that you have been told you need in order to retire comfortably.
Now what?
What happened to the life that you set out to create?
A life that is congruent with your values, goals and dreams, which includes a focus on looking and feeling your best, time for yourself, your family and friends and the financial security to make it all happen.
Instead you may wind up with this:
- Rather than escaping from one boss dictating your time and talent, you find that your time and talent are now controlled by managing a limited amount of money and the significant stress over your financial future.
- Rather than feeling and looking your best, you are struggling to find the time and the funds to dedicate to presenting best self to the world.
- Rather than feeling free, your mental health, physical health, your relationships, and your sanity are suffering due to boredom, financial worries or a real monetary shortfall.
- Rather than enjoying the fruits of your labors, you have cut back because it costs more than you projected to run your life.
- Perhaps you have the financial resources to live as you wish, but you have completed most or all of the items on your bucket list and you are experiencing a large dose of boredom.
- There is no light at the end of the tunnel. Your fishing pole is broke, you’re behind on Botox, your golf game sucks and you still hate Mondays.
And maybe, to top it off, did you endure a health crisis or other personal misfortune that nearly ran your ship aground? Or forced you into an “unwanted” retirement? Or perhaps you have already begun your journey forward?
If this was your dream, then you can stop reading now.
The bottom-line is that you are or will be tired and frustrated with a lifestyle sucking the life out of you. The reality is that you do or you will feel like you are in way too deep to find your way out.
The good news is that it doesn’t have to be this way.
It’s time to become the Captain of your retirement and design your life in retirement for real.
What we offer is about more than buying another “shelf-help” coaching program. Sure, those seem like positive steps and they may propel you forward temporarily, but piecemeal is hardly the solution.
The truth is that even though you thought you had the perfect plan, you may not know the best strategies for transitioning into your new lifestyle, your highest net worth ever, your new look, and your best “you.” You also may be so mired IN “transition” that it’s hard for you to see a way out — you still see that same old reflection in the mirror that made you unhappy in the first place — and a fresh approach can do that for you.
It’s time to get your ship together and get real about your retirement years. whether you are planning for retirement or already there. You can get back on course and have the freedom and flexibility you originally set out to achieve. You can be amazed at the balance in your investment accounts, the activities on your schedule and your reflection in the mirror. And Ann Babiarz & Associates can help.
Imagine:
- Having the life that you originally sought or better.
- Having the time and the funds to take care of yourself appropriately.
- Waking up each day knowing that you will spend time on things that you’re passionate about, be it a business, a new career or newly-discovered passion.
- Effectively delegating what you don’t like to do to the right people.
- Having time to be with your family and friends.
- Not having to worry about money.
- And without all the guilt.
What you need is someone to bail you out!
Our programs help people like you! Perhaps you are planning your retirement or already there. Maybe you’ve had a setback due to a health problem, personal misfortune, marriage, divorce, birth of a child, death of a loved one, financial setback, or the great news of a monetary windfall.
Take back your life and your sanity; or don’t fall overboard in the first place.
When you’re caught up in the busyness of your day to day activities it can be hard to see that with the right tweaks you can create the lifestyle — in your retirement chapter — that you desire. It’s not too late!
It’s time to create your 4th Pillar!
You’ve been told to rely upon the three pillars for a secure retirement: social security, private savings and employment-based savings.
But did you know that you can create a 4th pillar to add to your foundation? Four pillars are more stable than three. And, you can take steps to protect your existing assets to ensure that your foundation remains secure and sturdy.
We know that you have probably met with other advisors, but we are different. We provide guidance from seasoned professionals ( 25+ years legal experience and 25+ years trading and financial services experience) who will take you through the steps you need to think about to clarity and secure your retirement in an easy to grasp, accessible, fun way! We turn overwhelm into clarity, help guide you through the retirement minefield and help you to avoid the hidden shipwrecks! What’s not to love?
What is the 4th pillar?
The 4th pillar is a three-step program to move you from fearful to free:
Step one is where you look at your current assets, income and overall financial picture to help you craft a plan that protects what you have against financial disaster. What we call chaos – which can be everything from relationship issues such as divorce or other family problems, natural disasters, a significant health concern, a lawsuit, identity theft and more – affects all of us. But when chaos strikes in retirement, you need to have your affairs protected as you cannot recover from a chaotic event at 55 or 70 as easily as you could at 25 or 40.
Step two is where you examine and assess your lifestyle, your skills and your attitudes towards money and your assets. You are going to need to rely upon using your brains and your assets more aggressively in retirement that you may have contemplated. The days of leaving your job at 65 to spend a few years admiring that gold watch and fishing with the grandkids until you die at 68 are no longer the norm. You will likely spend 17-20 years or more in retirement. You need a plan that will make that chapter of your life both enrichingly meaningful and financially sound.
Step three is where you create a plan for your entrepreneurial pursuit in retirement. Already, near half of Americans no longer work in W-2 jobs. We are now a nation of free agents, gig workers, contractors and yes, entrepreneurs. Plus, if you work after retirement, finding more than a boring, minimum wage job at a big box store is a challenge. If you aren’t a free agent already, you will need to be one. But don’t worry. We will be with you strategically plan your path that gives you more freedom and more security in retirement than you believed could happen. You will create a business that you can captain even if you have or will experience physical issues, even if you want time to live the good life and even if you don’t think you have the skill or knowledge to make it happen. Many of our clients go on to be successful consultants, to create on-line businesses, author books, or trade securities, pursuits that give them the resources they need to live their life while providing the time to enjoy it. Or, you might with a simple mindset adjustment, use your existing assets more effectively, leading you to an incredibly simple business model, one that can easily be mastered relatively quickly.
How does the 4th pillar program work?
We are your pre-retirement specialists, your strategic planning partners, a key part of your team for this journey. With our educational programs, you can draft the blueprint for the “ship” – the plan — you want to create to carry you forward. We do not sell financial products and never give financial or legal advice; that is best received from a licensed professional. We are free to focus on your needs, your goals and your desired lifestyle without any distraction.
Our philosophy:
- Our approach: we utilize a team approach in working with you, offering input and assistance tailored to your particular needs. We believe education is the best answer to the questions this critical transition poses.
- Our team: we believe we offer the best credentials in the industry. We are published authors, serial entrepreneurs, and sought-after speakers, teachers and presenters. Moreover, Ann draws upon her 25+ years of experience in financial services, personal development, training and consulting/coaching services to over 1,200 individual clients. Michael draws upon his 25+ years of experience in legal services and teaching on collegiate and adult education levels. We also may draw upon other members of our affiliate staff. (Please note, however, that neither Ann nor Michael offers legal, financial or medical advice and that you will be directed to an appropriate advisor for any inquiries in these areas).
- Our methodology: today’s world changes moment-to-moment. Together, mankind creates more information in seconds than the average individual human may learn in a lifetime. You need flexibility and nimbleness to adapt to constant change and we show you how. Our goal is for you to pursue future, relevant inquiry on your own. Perhaps the best analogy is how law students are trained in law school. Schooling in “black letter law” is less important than training the mind to think differently. Similarly, we will help you design your strategies and equip you to revise or revamp your plans as conditions dictate. Instead of being stuck with a plan that quickly becomes outmoded and no longer worth the paper upon which it is written (or the digital file that contains it), you understand how to adapt with the times, thrive and succeed.
- Our view: you are unique. Therefore, you will find no “cookie-cutter” programs. Everything is tailored to your needs, stimulating you through training and education, as we draw from our experience and toolkit to assist you.
Your transition to your best life ever is the most important decision you will make for this next and best chapter of your life. Why not have the assistance of a great team to help you craft a plan for your retirement income and lifestyle?
You need this now, not a year from now when you’re burned out, struggling or desperate. It’s time to get your ship on course and design your retirement lifestyle for real this time. Smile at that reflection in your mirror!
If you’re ready to take the next step into planning for a successful retirement, enrolling in one of the Ann Babiarz and Associates A Wealth School’s programs is what you need.
Which program is right for you? We offer several cost-effective programs that help ensure that you will receive the most benefit from our services when you enroll with us.
To apply now for this program or to speak with a team member about your questions or concerns, click here.